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Access Business Funding

What Funding Option Do You Qualify For?

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If You're Serious About Getting

Funding For Your Business

FILL OUT THE FORM TO GET STARTED!

  • $20K-$500K APPROVED WITHIN 48 HOURS

  • STRATEGIC LINES OF CREDIT, TERM LOANS, PRIVATE/HARD MONEY LOANS, SBA LOANS, ASSET BASED LOANS...

  • SECURED & UNSECURED OPTIONS

  • 0% INTEREST REVOLVING CREDIT LINES

TIME IN BUSINESS NOT A FACTOR ON CERTAIN OPTIONS

Our free consultation will allow you to find out which business funding option you qualify for. We will pre-qualify you for an approval, educate you on the option you are pre-approved for, save you lots of time. Minimize your exposure to inquiries and unnecessary paperwork. Until you sign a contract there is no obligation, no upfront fees,  and no inquiry on your credit.

Start-ups are welcome!


Programs available for good credit, bad credit, no docs, pre-revenue, full docs, verifiable...

Funding for every situation!

Secure and Confidential.

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UrBizFUNDING 101

5 Cs of Financing

What we look for on over 12 different loan types!

Character
Sometimes called credit history, the first C refers to a borrower's reputation or track record for repaying debts. This information appears on the borrower's credit reports. Generated by the three major credit bureaus – Experian, TransUnion and Equifax – credit reports contain detailed information about how much an applicant has borrowed in the past and whether he has repaid his loans on time. These reports also contain information on collection accounts, judgments, liens and bankruptcies, and they retain most information for seven years. The Fair Isaac Corporation (FICO) uses this information to create a credit score, a tool lenders use to get a quick snapshot of creditworthiness before looking at credit reports.

 

Capital
Lenders also consider any capital the borrower puts toward a potential investment. A large contribution by the borrower decreases the chance of default. For example, borrowers who have a down payment for a home typically find it easier to get a mortgage. Even special mortgages designed to make home ownership accessible to more people, such as loans guaranteed by the Federal Housing Authority (FHA) and the Veterans Administration (VA), require borrowers to put between 2 and 3.5% down on their homes. Down payments indicate the borrower's level of seriousness, which can make lenders more comfortable in extending credit.

Capacity
Capacity measures a borrower's ability to repay a loan by comparing income against recurring debts and assessing the borrower's debt-to-income (DTI) ratio. In addition to examining income, lenders look at the length of time an applicant has been at his job and job stability.

Collateral
Collateral can help a borrower secure loans. It gives the lender the assurance that if the borrower defaults on the loan, the lender can repossess the collateral. For example, car loans are secured by cars, and mortgages are secured by homes.

 

 


Conditions
The conditions of the loan, such as its interest rate and amount of principal, influence the lender's desire to finance the borrower. Conditions refer to how a borrower intends to use the money. For example, if a borrower applies for a car loan or a home improvement loan, a lender may be more likely to approve those loans because of their specific purpose, rather than a signature loan that could be used for anything.

EASY FINANCING

START YOUR BUSINESS FUNDING

Verify Your Credit

Instead of pulling your credit and adding an inquiry, we let you provide us with a current 3 Bureau Credit Report. You can get your report directly from IdentityIQ for just $1 on a 7 day trial.

Receive Funding

Depending on what you are approved for, your funding can be be released within a very short time. You will now be able to invest in and grow your business.

Free Consultation

(305) 554-6629
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