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Funding For Your Business...
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$20K-$500K APPROVED WITHIN 48 HOURS
TERM LOANS, PRIVATE LOANS, SBA LOANS, CASH ADVANCES, INVOICE FACTORING, LINES OF CREDIT...
SECURED & UNSECURED OPTIONS
0% INTEREST REVOLVING CREDIT LINES
TIME IN BUSINESS NOT A FACTOR ON CERTAIN OPTIONS
Our free consultation will allow you to find out which business funding option you qualify for. We will pre-qualify you for an approval, educate you on the option you are pre-approved for, save you lots of time. Minimize your exposure to inquiries and unnecessary paperwork. Until you sign a contract there is no obligation, no upfront fees, and no inquiry on your credit.
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Start-ups are welcome!
Programs available for good credit, bad credit, no docs, pre-revenue, full docs, verifiable...
Funding for every situation!
BUSINESS FUNDING 101
5 Cs of Financing
What we look for on over 12 different loan types!
Sometimes called credit history, the first C refers to a borrower's reputation or track record for repaying debts. This information appears on the borrower's credit reports. Generated by the three major credit bureaus – Experian, TransUnion and Equifax – credit reports contain detailed information about how much an applicant has borrowed in the past and whether he has repaid his loans on time. These reports also contain information on collection accounts, judgments, liens and bankruptcies, and they retain most information for seven years. The Fair Isaac Corporation (FICO) uses this information to create a credit score, a tool lenders use to get a quick snapshot of creditworthiness before looking at credit reports.
Lenders also consider any capital the borrower puts toward a potential investment. A large contribution by the borrower decreases the chance of default. For example, borrowers who have a down payment for a home typically find it easier to get a mortgage. Even special mortgages designed to make home ownership accessible to more people, such as loans guaranteed by the Federal Housing Authority (FHA) and the Veterans Administration (VA), require borrowers to put between 2 and 3.5% down on their homes. Down payments indicate the borrower's level of seriousness, which can make lenders more comfortable in extending credit.
Capacity measures a borrower's ability to repay a loan by comparing income against recurring debts and assessing the borrower's debt-to-income (DTI) ratio. In addition to examining income, lenders look at the length of time an applicant has been at his job and job stability.
Collateral can help a borrower secure loans. It gives the lender the assurance that if the borrower defaults on the loan, the lender can repossess the collateral. For example, car loans are secured by cars, and mortgages are secured by homes.
The conditions of the loan, such as its interest rate and amount of principal, influence the lender's desire to finance the borrower. Conditions refer to how a borrower intends to use the money. For example, if a borrower applies for a car loan or a home improvement loan, a lender may be more likely to approve those loans because of their specific purpose, rather than a signature loan that could be used for anything.
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If you need more information or just have some general questions, you can call us directly at (305) 554-6629 or schedule a call with an one of our business funding experts at here.
When you complete our application, you'll receive a funding pre-approval letter within 24 to 48 hours. You'll also receive your contract. There is no obligation until you sign & return.
Depending on what you are approved for, your funding can be be released within a very short time. You will now be able to invest in and grow your business.